So, have you started your Christmas shopping?  Do you have a budget?  How do you and your spending habits compare to the average Canadian?  We have some numbers.

PwC Canada, PricewaterhouseCoopers, did the work.  They surveyed more than 1000 Canadian consumers and found spending is up and people in their 20s and 30s are "driving consumer holiday shopping trends around omni-channel retailing, mobile payments and click-and-collect shopping."   Did you follow that?  Me neither.

So, some numbers.  83% of us say we'll spend the same or more this Holiday Season.  Millennial parents will be the top spenders - driving up the average spending mark to over $1500 per person this month.  Those numbers break down to $625 on gifts, $720 on travel and $198 on entertainment.

Pet owners will spend an average of $65 on their animals at Christmas.

It sounds to me like we're going to have a Merry Christmas and deal with the debt next month!