Whether you have funds invested in it or not, you've probably noticed certain sectors in the stock market have had more 'downs' than 'ups' recently.

This after the Dow Jones fell a record 1,100 points on Monday- it's largest single day drop in 7 years.

Aaron Ruston of Purposed Financial in Moose Jaw, says things may not be quite as bad as they look,

"Psychologically its difficult for anyone to see the markets drop like this, particularly if you have money invested in the market. But we have to also realize that markets have had an unprecedented run upward. We've hit, just about on a daily or weekly basis, new historic highs. Its like a marathon runner, every now and then they have to slow down and breathe a little bit".

Ruston says while the stock market isn't for everyone, its never a bad idea to look into it.

"It's a good idea to have a little bit of it in your portfolio based on the types of stocks that you buy, based on your risk tolerance. Whether its a good time to buy or not now...I would say its going to shake out a little bit more".